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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Tom Sermarini, a proven Upper Dublin, Ambler and Blue Bell, Pennsylvania NUMBER1EXPERT™ Top Selling real estate agent.

  • Find Upper Dublin, Ambler and Blue Bell Homes - Find Upper Dublin, Ambler and Blue Bell, Pennsylvania real estate listings & homes for sale provided by Tom Sermarini, your local expert real estate agent.

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  • Upper Dublin, Ambler and Blue Bell Information - Find local information on Upper Dublin, Ambler and Blue Bell, Pennsylvania including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Tom Sermarini, a proven NUMBER1EXPERT™ Top Selling real estate agent.

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School Reports in Upper Dublin, Ambler and Blue Bell, Pennsylvania
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Real Estate Tips
Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Real Estate Trivia
Q 
What famous $40+ million home has a 60-foot pool with underwater music and a 20-car garage?

A 
The home of Bill Gates, co-founder of Microsoft, features the latest futuristic computer technology.
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Tom Sermarini, REALTOR®, real estate agent and broker for Upper Dublin, Ambler and Blue Bell, Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Tom Sermarini
Keller Williams Horsham

300 Welsh Rd. Bldg 4, Suite 145
Horsham, PA 19044
215-527-5670
Fax: 215-658-1550
TomSermarini@NUMBER1EXPERT.com


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